For more than 15 years, the People’s Insurance Claim Center, Inc. has been recognized by its peers as one of the premier Public Adjusting firms in Florida. As a top public adjuster, our staff of 30 professionals has successfully handled over 55,000 insurance claims ranging in all sizes and insurance lines for our clients.
We do not work for the insurance company – we work for you, the policy holder, to get you what you deserve. Whether you are a business owner with a commercial claim, or a homeowner looking to settle a residential claim, our public adjusters will get you the proper settlement in order to get your property back to its original condition.
We understand that dealing with water, flood, fire, and windstorm damage can cause distress on your life and schedule – and that is why you need a public adjuster to assist you in properly evaluating your insured loss.
Our vast knowledge and years of experience in preparing, presenting, and negotiating property damage claims has proven to produce the most favorable insurance settlements for our clients in the Miami and surrounding areas.
Don’t let the insurance company take charge of your claim. Call us first. Regardless of whether your claim has already been closed or paid – or even if it’s been denied – we can still reopen and review it, possibly changing the outcome for the better. Because we work only on a contingency basis, we only collect if you do. Consider us a member of your team.
For a free consultation and inspection, contact us today at: 305-956-3666
WHY HIRE A PUBLIC ADJUSTER?
- Claims Expertise: Having someone on your side that is familiar with both the language of the insurance policy and how those policies are enforced can mean a great deal to how your claim gets settled.
- Stress Free: Understanding how to handle your claim, proper language to use when communicating with your insurance company, processing the paperwork that is needed will expedite the claims process and get your repairs underway faster.
- We work for you: Having a public adjuster who knows the insurance company’s expectations gives you an advantage if your claim is denied. It also gives you a third party resource who can act as a witness in case more aggressive action is required to obtain a recovery.
- Maximize your settlement: A study conducted in 2010 by OPAGGA (Office of Program and Policy Analysis & Government Accountability) found that property owners in Florida received insurance claim settlements that were 747% larger in catastrophe losses & 574% larger for “non-catastrophe” losses when they hired a public adjuster, as opposed to not hiring a PA.
Studies directed by the government proves higher paid settlements thanks to Public Adjusting firms
They report that battling with an insurance company to get paid what you’re owed may take longer – however it is now confirmed that:
Policyholders with public adjuster representation typically received higher settlements than those without public adjusters.
Policyholders that filed catastrophe claims in 2008 and 2009 generally received larger insurance settlements than policyholders that did not hire these persons. The typical payment to a policyholder represented by a public adjuster was $22,266 for claims filed in 2008 and 2009 related to the 2004 hurricanes. In contrast, policyholders who did not use a public adjuster received typical payments of $18,659. The difference in payments was larger for claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% larger.
For non-catastrophe claims, policyholders who used public adjusters received an estimated $9,379 on their claim, compared to $1,391 for those policyholders that did not use a public adjuster (a difference of 574%).
As seen in the OPPAGA REPORT