TYPES OF INSURANCE CLAIMS
If you have had an insurance claim denied – or if you were not happy with the result of a claim that’s been filed – People’s Insurance Claim Center, Inc. can help. In many cases, insurance adjusters are working for the insurance company – not you. But as a public adjuster, we go to bat for the policy holder.
We handle a variety of both residential and commercial insurance claims, including:
- Water damage
- Wind damage
- Roof leaks
- Theft / vandalism
- Flood damage
- Fire damage
- Loss of use
- Loss of rent
- Business interruption
- Hurricane / tropical storm
When you purchase your property insurance policy, your sales agent likely explained how the policy would work in the event of filing a claim. However, when the time comes to actually file a claim, it isn’t the sales agent who will handle that process.
Rather, you will need to go through an entirely different set of procedures altogether – beginning with handling the repairs on your property. In fact, your sales agent will have little – or nothing at all – to do with the eventual settlement of the claim. It is instead the adjuster from the insurance company who will typically oversee and evaluate the payment. That’s why you should contact us first!
What Types of Claims Are Handled?
In Florida, tropical storms and hurricanes are not unlikely. With these events can come damaging high winds that can wreak havoc on homes and businesses. Because many insurance companies underpay on hurricane claims in Florida, it is a good idea to purchase coverage that will protect your property in the event of storms and hurricanes. You should also consider working with a public adjuster should you need to file a claim for this type of property damage.
Unfortunately, theft and vandalism have also become more prevalent in our society today. While these events can be performed by strangers, oftentimes the culprit is a former tenant or other known individual. When you work in conjunction with PICC, we will ensure that your claim is filed quickly so that you are able to recover your damages in a timely manner.
As a business owner, being unable to earn an income due to physical damage of your company property can be a hindrance – both in the present, as well as in the future due to the permanent loss of customers because of the event. With business interruption coverage, you can be paid for the loss of net income that is incurred during the period of time that your property is being repaired.
If you have a question about these or any of the other types of property insurance claims that are covered through People’s Insurance Claim Center, please contact us for additional information.