Insurance companies are in business to make money. Therefore, they are not excited to pay your claim and will look for any way to avoid such payment or give you less than a stellar settlement. Damage caused by water is one of the easiest claims for insurance companies to pick apart and find loopholes in…
Perhaps surprisingly, Florida businesses are subject to many of the same types of claims as Florida homeowners, but on a broader category basis. Most businesses share the same types of risks as a homeowner; they need to insure the building if they own it, improvements and betterments if they lease it, and business personal property…
Homeowners that have lived in Florida for a while are likely intimately familiar with the stress resulting from hurricane damage and the claims process to follow. For people who are new to Florida or those who are moving from further inland to a coastal area, the most frequently asked question is: Does home insurance cover…
The process of filing an insurance claim is a new experience for many policyholders. Believe it or not, there are many people who have never gone through the process and haven’t a clue of the steps that should be taken. The claims process is similar for every type of property and casualty insurance claim—whether it…
Typically, every Florida homeowner is aware of the difficulties presented when obtaining insurance for their most valuable asset: their home. Inland Florida counties do not have severe windstorm risks like coastal counties, but many parts of the state are prone to sinkholes that can destroy a dwelling overnight. Fortunately, the homeowner’s market in Florida…
Most Florida homeowners are familiar with the term “Claims Adjuster,” but many don’t understand there are different types of adjusters and that adjusters are trained in particular areas of insurance claims. Company Adjuster versus Public Adjuster Most every Florida insurer employs a staff of claims adjusters that work on behalf of the company. Their job…
